Physician's Insurance Solutions

Office: 860-570-7446

29 S Main St Ste 201
West Hartford, CT 06107-2454

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Disability Insurance for Medical Professionals Physicians and dentists are aware of the importance of disability income insurance. But research conducted by Harris Interactive in 2008 revealed discrepancies between what medical professionals’ expectations are of the coverage provided by “own occ” DI and what actually is covered. To learn more about Northwestern Mutual’s exclusive new Medical Occupation Definition for physicians and dentists and how it is designed to help meet your needs, go to the Disability Income Insurance Knowledge Center.

Welcome to my website. Please allow me to introduce myself and Physician's Insurance Solutions.

I am the Disability Income Specialist for the Zuzolo Financial Group located in West Hartford, Connecticut as well as the founding member of Physician's Insurance Solutions.

Physician's Insurance Solutions was created with you in mind. Almost 10 years ago my practice evolved to where I now work exclusively with physicians and business owners who are finding it increasingly difficult to understand the Disability Income marketplace on their own. Due to the frequent and rapid changes occurring in the market, I became an expert in this field. Today, I use this expertise to identify the best coverage available, whether it is individual or group, overhead expense reimbursement or disability buy/sell funding.

With the assistance of the other team members, I offer help to physicians, medical residents and business owners, in making the right decisions so they can prepare for the best and worst scenarios that life can throw at them.

Working together, our professional relationship will grow as your practice or business continues to evolve.

"I look forward to working with you, your family members and your practice.

Please feel free to email or call me anytime you need assistance or if you just want to review your level of coverages.

Thank you for taking the time to visit my website, I look forward to hearing from you."

Best regards, 

 

 

Please read what some of my existing clients have said about our working relationships.

"While facing a life-threatening illness, I learned the value of a trusted and responsive disability income insurance specialist. Seth Kalkstein's professionalism and exacting personal assistance exceeded all my expectations and was a source of comfort for me and my family during these very difficult times." 

Jonathan Kramer, MD
Invasive Neuro-Radiologist
Disabled since 1997
 

"I feel very strongly that any organization managing something as important to individuals as their life and disability insurance would benefit greatly from Seth's ability to build strong, lasting relationships.
I have the highest degree of respect for Seth and recommend him without reservation." 

Evan D. Collins, MD
Head of the Hand & Upper Extremity Section
Department of Orthopedics
Methodist Hospital
Houston, Texas
 

"Seth and his team have done a great job working with and educating our 400+ physicians and administrators affiliated with University Medical Associates at the University of Nebraska Medical Center." 

Cory D. Shaw
Executive VP & CAO
University of Nebraska Medical Center
University medical Associates
Omaha, Nebraska  

To view more client testimonials, click here.

My Mission

As the Disability Income Specialist for The Zuzolo Financial Group, I provide specialized guidance in the areas of Disability Income protection for my clients and their practices. 

My practice is dedicated to helping physicians and small business owner's prepare and protect their financial future. My goal is to work closely with my clients and their other advisors to develop sound solutions that meet their individual & practice needs.
 

Disability Insurance for Medical Professionals

Physicians and dentists are aware of the importance of disability income insurance. But research conducted by Harris Interactive in 2008 revealed discrepancies between what medical professionals’ expectations are of the coverage provided by “own occ” DI and what actually is covered.

To learn more about Northwestern Mutual’s exclusive new Medical Occupation Definition for physicians and dentists and how it is designed to help meet your needs, go to the Disability Income Insurance Knowledge Center.

 

Experience the Power of Permanent Life Insurance Visit our Facebook page to watch the new Foundation for Life videos and read client stories about the critical role permanent life insurance has played in their life.

Listen to Steve Forbes' Exclusive Commentary In part one, Forbes talks inflation risk and in part two he explains how we should deal with the growing government debt. Part One – Inflation Risk Part Two – Government Debt

New Interactive 2009 Annual Report Northwestern Mutual’s financial strength and consistent performance help clients achieve financial security. Our interactive report features clients talking about why they felt secure in an unstable economy. View Interactive Annual Report

Lessons from the U.S. Open It takes both strength and consistency to reach the top of any leader board. See how Northwestern Mutual stacks up on the industry leader board. View Scorecard

Northwestern Mutual

We provide you with access to a nationwide network of representatives, advisors and specialists—people who have invested their time and developed their talents to become experts and they have the knowledge that comes only from experience.

What’s paramount is to have a flexible approach with complementary solutions. We strive to call on the full capabilities of Northwestern Mutual, providing our clients with financial services that allow them to feel assured that their intentions have been understood and their needs are being addressed.